Our Services
Recharge
Recharge services allow users to top up their prepaid mobile, DTH, or data plans easily. Customers can choose from various plans and payment methods
Bill Payment
BBPS is an integrated bill payment system that enables users to pay various utility bills, such as electricity, water, and gas, through a single platform.
Fasttag
FASTag recharge enables users to easily top up their accounts for automatic toll payments linked to their vehicles. By recharging online or via mobile apps, users enjoy seamless travel.
AEPS
It enables cash withdrawals, balance inquiries, and fund transfers through biometric authentication, making banking services accessible to a broader population.
Micro ATM
Micro ATMs are portable devices that allow users to perform banking transactions, like cash withdrawals and balance inquiries, in areas where traditional ATMs are unavailable
Direct Money Transfer
DMT is a service that enables direct money transfers between bank accounts, offering a fast and efficient solution for remittances and payments with minimal hassle.
Load Money Through PG
Loading money through a Payment Gateway (PG) allows users to seamlessly add funds to their accounts using various payment methods, such as credit/debit cards, net banking, or mobile wallets.
PAN Card Service
PAN card services involve the application and issuance of the Permanent Account Number (PAN) card, a crucial document for Indian taxpayers.
CMS
A Cash Management System (CMS) is a set of tools and processes that help businesses manage their cash flow efficiently.
About Us
We strive to make digital payments accessible and easy for all users, regardless of their background. Join us in reshaping the way transactions are done.
Your Gateway to Easy and Safe Transactions
Founded in 2020, Penypay Fintech Services simplifies digital payments, eliminating the need for cash. Our platform connects physical and digital transactions, allowing users to transact seamlessly at retail touchpoints.
We embrace the philosophy of "Making Life Simple," offering innovative solutions that empower trade partners to maximize earnings with minimal investment. Our goal is to support 50,000 stores across rural and urban South India.
Additionally, we partner with banks to provide unbanked individuals with access to digital financial services, creating value for banks, users, and retail partners.
Happy Customers
“I have been using PenyPay Whitelabel portal I use mostly all the services like AEPS, DMT, Mobile recharge etc. Me & my customers are very happy with the quality of these services and the customer support that Sec2pay India E services provide.”
Kishore Setty
“Penypay has helped me establish and expand my business. I have been using Penypay fintech service AEPS, Bill Payment, Pan Card, etc., for the past 3 years. My customers and I are highly satisfied with the services provided by Penypay. It is the best Fintech company, in my opinion.”
Ashok Jadhav
“Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar.”
Robert Spears
“The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen. She packed her seven versalia, put her initial into the belt and made herself on the way.”
Bruce Rogers
Package
Whitelable
- Can Create Distributor, Master Distributor, Agents
- wallet top up on demand
- Instant Settlement for AEPS/mATM Transactions.
- Web application
- Whitelabel can create unlimited ID’s
- Charge/Commission/Scheme Manager
- Whatsapp Support
- Can set Services User wise
- Commission Control user wise
Master Distributor
- Can Create Distributor, Agents
- Master Distributor can create unlimited ID’s
- High Commission
- Master distributor can also use the banking services like a retailer
- 24/7 support
- Web and mobile application
Distributor
- Can Create Agents
- Distributor can create unlimited ID’s
- High Commission
- Distributor can also use the banking services like a retailer
- 24/7 support
- Web and mobile application
Retailer
- High Commission
- Banking Service Like AEPS, DMT, MATM
- Utility Service Like Recharge, BBPS,LIC
- Account opening
- Credit Card bill Payment
- Pan Card Service
- Loan Repayment Service
- Fasttag Service
- 24/7 support
- Web and mobile application
Frequently Ask Questions
What is AEPS, and how does it work?
AEPS (Aadhaar Enabled Payment System) allows users to make financial transactions using their Aadhaar number. It works by linking the user’s bank account to their Aadhaar, enabling seamless transactions through biometric authentication.
What services can I access through AEPS?
Through AEPS, you can perform services such as cash withdrawals, balance inquiries, and mini statement directly from your bank account using your Aadhaar.
What is DMT, and how can I use it for money transfers?
DMT (Direct Money Transfer) is a service that allows you to transfer money from one bank account to another. You can use it by entering the recipient's bank details and the amount you wish to transfer through our platform.
Are there any limits on the amount I can transfer using DMT?
Yes, using one mobile number you can transafer 25000 rs per months as we have 2 bank for DMT thats why you have total 50000 rs per month limit
How can I recharge my mobile phone through your service?
You can recharge your mobile phone by selecting the 'Recharge' option on our platform, entering your mobile number, choosing a plan, and completing the payment.
How do I pay my bills using your platform?
To pay your bills, navigate to the 'Bill Payment' section, select the type of bill, enter the required details, and proceed to make the payment.
What types of bills can I pay through your service?
You can pay various bills, including electricity, water, gas, broadband, and credit card bills, among others.
What is a Micro ATM, and how can I use it?
A Micro ATM is a portable device that allows customers to perform banking transactions like cash withdrawals and balance inquiries. You can find a Micro ATM near you by checking our locator tool.
Where can I find Micro ATMs near me?
You can find Micro ATMs by using the locator feature on our website or app, which provides a list of nearby Micro ATM locations
What should I do if I encounter issues with a transaction?
If you face any issues, please contact our customer support team immediately. We will assist you in resolving the problem as quickly as possible.
How do I ensure the security of my transactions?
We implement industry-standard security measures, including encryption and two-factor authentication, to ensure the safety of your transactions.
Can I track my transaction history on your platform?
Yes, you can view your transaction history in your account dashboard. This feature allows you to monitor all your past transactions easily.
What customer support options are available if I need assistance?
Our customer support is available through multiple channels, including phone support, email, and live chat on our website. You can reach out to us anytime for assistance.
Our Vision
To empower retailers and businesses with innovative financial solutions that enhance operational efficiency and drive sustainable growth, creating a connected ecosystem where every transaction adds value.
Our Mission
Our mission is to provide retailers and B2B clients with reliable, user-friendly financial services that streamline their operations. We strive to deliver exceptional customer support, foster partnerships, and continuously innovate to meet the evolving needs of our clients, enabling them to succeed in a competitive marketplace.
Contact Us
Office address: 1/3, 1st Street, Swami malai nagar, old pallavaram, Chenni-6001117